Critical Illness Plan
One out of every three Canadians will experience a serious illness or disease during their lifetime. Thankfully, modern medical advances mean many will survive. But a severe stroke or a debilitating disease can drain resources — physical, emotional and financial.
Unexpected expenses such as special equipment, private nursing or even childcare add to the burden. BC Life helps restore security through a critical illness plan that provides a cash payment when it is needed most. By easing the financial pressure, critical illness coverage gives financial stability and security should life take a catastrophic turn. It is an excellent choice to complement existing benefit plans.
BC Life’s critical illness product covers the following critical conditions:
- Alzheimer’s disease
- Loss of speech
- Blindness
- Lung failure
- Burns transplant
- Coma
- Motor neuron disease
- Deafness
- Multiple Sclerosis
- Heart transplant
- Paralysis
- Kidney failure or transplant
- Parkinson’s disease
- Senile dementia
- Life-threatening cancer
- Severe heart attack
- Liver failure or transplant
- Severe stroke
Critical illness requires the participation of all employees. Coverage does not require medical pre-screening.
Benefit Schedule:
|
Groups with 4-9 Employees |
Groups with 10+ Employees |
| Employee |
$10,000 |
$50,000 |
| Spouse |
$2,000 |
$10,000 |
| Dependent |
$1,000 |
$5,000 |
Contact Pacific Blue Cross today and ask to speak with an Account Manager.