Content and Revisions
Pacific Blue Cross (PBC) and British Columbia Life & Casualty Company (BC Life) use reasonable efforts to ensure all information on this website is accurate and current; however, your use of this site is at your own risk. We assume no responsibility for the accuracy of the information provided here on this website. This site is not necessarily an authoritative source of information about PBC, BC Life or their alliance partners or affiliates. All of the content of this website, including this disclaimer, is subject to change without notice. As a user of this site, we suggest that you review this information each time you access this website.

No Warranty or Representation

1. Nothing on this website shall add to or change any contract for products or services you may have with PBC, BC Life, or any of their alliance partners, suppliers or affiliates.
   
   
2. Neither PBC, BC Life, or any of their alliance partners, suppliers, affiliates, nor any other party involved in creating, producing or delivering the information on this website is liable for any direct, indirect, incidental, special, consequential, punitive or other damages whatsoever, arising out of or in connection with your access to or use of this website. This limitation applies even if either PBC or BC Life has been advised of, or foresees, the possibility of any damages occurring.
   
   
3. Without limiting the foregoing, everything on this site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, OR STATUTORY INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.
   
   
4. The information on our website is general and is not intended to bind us contractually in any way. Please refer to the contract/policy issued by PBC and/or BC Life for specific benefits, limitations and exclusions that may apply regarding your coverage.

Use of Information
You agree not to use any information on this site or linked to this site in any claims, proceedings, suits or actions against PBC, BC Life, or any of their alliance partners, suppliers or affiliates.

Monitoring
PBC and BC Life are under no obligation to monitor this site and assume no responsibility or liability for content changed without our consent.

Links to Other Websites
PBC and BC Life provide links throughout this site to other websites for your convenience. These websites are independent from both PBC and BC Life and any reference in this website to any products, services, processes, hypertext links to third parties or other information by trade-name, trade-mark, manufacturer, supplier or otherwise does not necessarily constitute or imply its endorsement, sponsorship or recommendation by PBC or BC Life. Product and services information is the sole responsibility of each individual vendor. It is your responsibility to verify any information contained within linked sites before relying on it. Also, the information contained in the links may be changed or updated at any time without notice. Linked sites may have their own legal information that you should locate and review.

Copyright and Trade-marks
You should assume everything you see or read on this site is copyrighted unless otherwise noted. You require our written consent to copy or display any portion of the content of this website for redistribution to third parties for either commercial or non-commercial purposes.

Pacific Blue Cross, the registered trade-name of PBC Health Benefits Society, is an independent licensee of the Canadian Association of Blue Cross Plans.

BC Life is the registered trade-name of British Columbia Life & Casualty Company, a wholly owned subsidiary of Pacific Blue Cross.

BlueExpress, BlueLink, Blue Advantage, BlueChoice, BlueInfo, CARES, CARESnet and Nexus Network are the registered trade-marks of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross Plans, and are used under license to Pacific Blue Cross.

LifeLink is the registered trade-mark of Blue Cross Life Insurance Company of Canada, used under license by British Columbia Life & Casualty Company.

Adobe, the Adobe logo, Acrobat, and the Acrobat Logo, are trade-marks of Adobe Systems Incorporated.

Other product and company names mentioned in this website may be the trade-mark of their respective owners.

Consent
You hereby authorize PBC and/or BC Life to collect and retain all relevant information relating to your use of this site. You further authorize PBC and/or BC Life to receive and to send such information to any authorized third party. Please see our Privacy Statement for more information.

Internet e-mail
Any unprotected e-mail communication over the Internet is, as with communication via any other medium (e.g. cellular phones, post office mail), not confidential, subject to possible interception or loss, and is also subject to possible alteration. PBC and BC Life are not responsible for and will not be liable to you or any one else for any damages in connection with an e-mail sent by you to PBC or BC Life or an e-mail sent by PBC or BC Life to you at your request.

Viruses
PBC and BC Life assume no responsibility or liability for any damage to, or viruses that may infect your computer equipment or other property in connection with your access to or use of this site or your downloading of any data, text, images, files or other materials from this website.

Right of Indemnification
You agree to defend, indemnify and hold PBC, BC Life, or any of their alliance partners, suppliers, affiliates and related companies harmless from any and all liabilities, costs and expenses, including reasonable legal fees, related to any violation of these terms and conditions by you, or in connection with your use of this website.

Waiver
PBC and BC Life's failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or rights contained in this legal information.

Governing Laws
The provincial laws of British Columbia and the federal laws of Canada that apply in British Columbia shall govern these terms and conditions. You agree to be bound by the laws of these jurisdictions.